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What Is A Certificate of Eligibility, or COE?

The COE is the key document that verifies to lenders that someone is eligible for a VA-backed loan.

Servicemembers, Veterans, National Guard, and Reserve members may apply online or through their lender; most lenders have access to the system and can verify eligibility IF the VA has records on file.

The VA also maintains a hotline for assistance.

Surviving Spouses can use VA Form 26-1817 to request a determination of their eligibility for VA Loan Guarantees.

Your lender may be able to assist with processing or contact the VA for information this video did not address.